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Personal documents

Personal agreements you make outside work, signed properly

A flatmate moving in, a lease on a granny flat, a car sold privately, or money lent to a friend. Agreements like these are often settled in a message thread and never signed, which leaves little to rely on if something goes wrong later.

Refrendo is in a closed beta. Beta organisations use it free.

Why signing it changes things

Personal agreements usually go wrong the same way. Nobody wrote down what was agreed, so six months later there are two honest and completely different memories of it. A signed document ends that argument, not because anyone plans to go to a tribunal, but because both people can read the thing they agreed to.

A screenshot of a text message is some evidence. A PDF that both people signed, with a record of when each of them did it and what they were looking at, is a great deal better.

What the law asks of an electronic signature

The Electronic Transactions Act 1999 (Cth) and the matching state and territory Acts treat an electronic signature as a signature when four things hold: the method identifies the person, it shows they intended to sign, it is reliable enough for what the document is, and the other person consented to signing electronically.

Refrendo records what bears on each of them. Each person opens their own link from their own email, agrees to use electronic records before they see the document, and sees the consent wording before they finish. Every step is recorded and fingerprinted, so a later change to the file can be detected. Whether that is enough for a particular agreement is for the people signing it.

The documents to be careful with

Electronic signing is not universal, and the exceptions are real:

This is general information, not legal advice. If the document matters, check it.

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What you end up with

A signed PDF, and a completion certificate listing everyone who signed, when, how they were identified, and SHA-256 fingerprints of the document before and after. If anyone ever changes a number in that PDF, the fingerprint stops matching and you can prove it. Both are emailed to everyone who signed.

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Questions

Is an agreement between two private people legally binding?

A contract between individuals is as binding as one between companies, and it does not need a lawyer, a witness or a stamp to count. What it needs is terms both people understood and agreed to. Putting it in writing and signing it is how you show that later, when memories differ.

Does the other person need an account?

No. Whoever you send it to gets a link in their email, reads the document and signs in their browser on their phone. They never sign up and never pay. Only the person sending needs an account.

Do I have to keep the file somewhere?

When the last person signs, everyone on the request is emailed a link to download the completed PDF and the certificate that goes with it. The link works for seven days. Download both and you have your copy for good, whatever plan you are on.

What about documents that need a witness or a JP?

Some documents still have their own rules: wills, many statutory declarations, some powers of attorney, and anything going to a court or a land titles office. Those are not a matter of finding the right app. Check what your document needs before you send it, and see a lawyer if it matters.

Join the closed beta

Refrendo is invitation-only for now. Organisations in the beta send free for as long as it runs.